Home// Mortgages
Background image: Mortgages
Powered by purpose

Mortgages

Helping people buy properties in Scotland since 1848

Sma22 Gold Winner Building Society Of The Year

We’ve signed to up to the government’s Mortgage Charter

The UK’s largest mortgage lenders and the Financial Conduct Authority have agreed a set of universal standards with the Chancellor to help borrowers who may be worried about increased mortgage payments.
Find out more
Remortgage
Key Information
  • Loans from £30,000 up to £1,000,000
  • Free legals and valuation (or £250 cashback)
More Information
Residential Mortgages
Key Information
  • Loans from £30,000 up to £1,000,000
  • Up to 95% Loan to Value
  • Guarantor Mortgages are available
More Information
Self-Build and Custom-Build
Key Information
  • Loans from £30,000 up to £1,000,000
  • Staged funding arrangements to meet your requirements
  • No bridging loan required
More Information
Holiday Let Mortgages
Key Information
  • Loans from £50,000 up to £350,000
  • Available for new and existing residential holiday lets
  • Mortgages available from 5 years to 40 years
More Information
Retirement Interest Only
Key Information
  • Open to applicants age 55 and over
  • No maximum age
  • Capital is only repaid on sale of the property
More Information
Entrepreneurs
Key Information
  • Loans from £30,000 up to £1,000,000
  • We'll consider your business’s performance and potential
  • All income considered when calculating affordabilty
More Information
Professional Mortgages
Key Information
  • Loans from £50,000 to £1,000,000
  • Borrow up to 95% of the purchase price or valuation – whichever is lower
  • Open to applicants age 21 and over
More Information
Guarantor Mortgages
Key Information
  • Loans from £50,000 to £300,000
  • For buyers who may not have sufficient income in their own right to get a mortgage in their name (including students)
  • Up to 90% Loan to Value
More Information
Helping people buy properties in Scotland since 1848
Interest Rates
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Background image

We're here to help

You can visit us in our Relationship Centres, or call us on 0333 207 4007. Our lines are open 9am - 5pm Monday to Friday (10am - 5pm Wednesday). Calls may be recorded and/or monitored.

Find a Relationship Centre Customer Services Help and Support
©Scottish Building Society 2024. All rights reserved. Scottish Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register No 206034)